Effective Date: January 1, 2026

KayJay Consulting (“we,” “our,” or “us”) respects your privacy and is committed to
protecting your personal information. This Privacy Policy explains how we collect, use, and
safeguard information when you visit our website, submit an application, book a call, or
interact with our services.

By using this website or our services, you agree to the practices described in this Privacy
Policy.

1. Information We Collect

Personal Information
We may collect personal information you voluntarily provide, including:
- Name
- Email address
- Phone number
- Information submitted through applications, forms, or surveys
- Payment information (processed securely by third-party providers)

Usage Data
We may automatically collect certain information such as:
- IP address
- Browser type

- Pages visited
- Time spent on pages
- Referring website or source

2. How We Use Your Information
We use your information to:
- Respond to inquiries and applications
- Schedule and conduct coaching or consultation calls
- Provide real estate education and coaching services
- Deliver customer support and service-related communications
- Improve our website, programs, and user experience
- Maintain internal records and analytics

3. SMS Communications
If you provide your phone number and consent to receive text messages, we may send SMS
messages related to:
- Your application
- Scheduling or appointment reminders
- Coaching services or customer support

Message frequency may vary. Message and data rates may apply.

You may opt out of SMS messages at any time by replying STOP.
For help, reply HELP.

We do not send unsolicited text messages and do not sell, rent, or share phone numbers
with third parties for marketing purposes.

4. How We Protect Your Information
We use reasonable administrative, technical, and physical safeguards to protect your
personal information. Payment transactions are processed through trusted third-party
platforms using industry-standard security practices.

However, no method of transmission or storage is completely secure.

5. Sharing of Information
We do not sell your personal information. We may share information only with:
- Service providers that help operate our business (such as CRM systems, scheduling tools,
or payment processors)
- Legal authorities if required by law or to protect our rights

6. Your Rights and Choices
You may:
- Request access to your personal information
- Request corrections or deletion of your information
- Withdraw consent for communications at any time

To exercise these rights, contact us using the information below.

7. Cookies & Tracking
We may use cookies and similar technologies to improve website functionality and analyze
site usage.

8. Third-Party Links

Our website may include links to third-party websites or tools (such as Calendly or payment
platforms). We are not responsible for the privacy practices of those third-party sites.

9. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted with an
updated effective date.

10. Contact Us
If you have questions about this Privacy Policy, please contact us at:
support@kayjayconsulting.net