Effective Date: January 1, 2026

Welcome to KayJay Consulting (“we,” “our,” or “us”). These Terms of Service (“Terms”)
govern your access to and use of our website, application forms, program materials,
coaching services, communications, and any other services provided by KayJay Consulting
(the “Services”).

By accessing our website or enrolling in our Services, you agree to be bound by these
Terms. If you do not agree, do not use our Services.

1. Services Overview
KayJay Consulting provides real estate education, coaching, consulting, and related
informational services. All content and services are provided for educational purposes only.
Results vary and are not guaranteed.

2. Eligibility
You must be at least 18 years old to use our Services. By enrolling or submitting
information, you represent that all information provided is accurate and complete.

3. Payment Terms
All fees for coaching, programs, or services are due as stated at the time of purchase.
Unless otherwise stated in writing, all payments are non-refundable.
If a payment plan is offered, failure to complete payments may result in suspension or
termination of access to Services.

4. Intellectual Property

All materials provided by KayJay Consulting, including but not limited to videos, documents,
templates, frameworks, presentations, and written content, are the intellectual property of
KayJay Consulting.
You may not copy, share, distribute, resell, or reproduce any materials without prior
written permission.

5. Code of Conduct
You agree to conduct yourself respectfully in all communications, coaching sessions, and
community interactions. Harassment, discrimination, or disruptive behavior may result in
removal from Services without refund.

6. No Guarantees
KayJay Consulting does not guarantee any specific results, income, or business outcomes.
Any examples or case studies are illustrative only and should not be interpreted as
guarantees.

7. Confidentiality
You agree to keep confidential any non-public information shared during coaching calls,
communications, or program materials. We likewise respect your privacy and handle your
information in accordance with our Privacy Policy.

8. Communications
By providing your contact information, you consent to receive service-related
communications via email or SMS related to your application, scheduling, or participation.
You may opt out of SMS messages by replying STOP.

9. Termination
We reserve the right to suspend or terminate access to Services at our discretion if these
Terms are violated or if conduct is deemed harmful to the business or community.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the Services after changes
are posted constitutes acceptance of the revised Terms.

11. Limitation of Liability
To the fullest extent permitted by law, KayJay Consulting shall not be liable for any indirect,
incidental, or consequential damages arising from the use of our Services.

12. Contact
If you have questions about these Terms, please contact us at:
support@kayjayconsulting.net